Our Locations
LGF-5, RD City Centre, Railway Road, Hisar, Haryana
Call For Us
+91 83970 44041
Email For Us
info@suvidhafinance.in

Introduction

Flexible Home Loans Tailored for You.

Suvidha Finance Company is dedicated to making the dream of homeownership accessible to everyone through flexible and affordable home loans. Whether you're buying your first home, upgrading to a larger property, or constructing a new house, our home loan services are designed to meet your unique needs with ease and efficiency.

Key Features

We understand that the loan application process can be daunting, so we've streamlined it to require minimal documentation. This makes the process quicker and more convenient for you.

Our home loans come with attractive interest rates, making your monthly payments manageable and affordable.

Choose a loan tenure that fits your financial situation, ranging from 5 to 30 years, ensuring that your repayment schedule aligns with your income and financial planning.

Our team of financial experts provides personalized assistance, guiding you through every step of the home loan process, from application to disbursement.

Types of Home Loans

Ideal for buying your dream home, this loan provides the necessary funds to purchase a new property.

Use this loan for repairing, renovating, or upgrading your existing home to make it more comfortable or modern.

If you’re planning to buy a plot of land for future development or investment, this loan helps you finance the land purchase.

Perfect for those looking to build a new house from scratch. This loan supports the expenses of construction.

Use this loan to fund the addition of new rooms, floors, or extensions to your existing home.

Taken by two or more individuals, such as a couple or family members, this loan allows joint ownership and helps manage the financial burden.

Suvidha Finance

Frequently asked questions (FAQs)

What is a home loan?
A home loan is a type of loan used to finance the purchase, construction, renovation, or improvement of a residential property. The property itself serves as collateral for the loan.
What types of home loans are available?
Common types include Home Purchasing Loans, Home Improvement Loans, Home Construction Loans, Land Purchase Loans, Home Extension Loans, Joint Home Loans, Home Loan Balance Transfers, and Top-Up Home Loans.
What documents are required for a home loan application?
Typical documents include proof of identity, address proof, income statements, bank statements, property documents, and, if applicable, Form 16 and income tax returns.
How is the loan amount determined?
The loan amount is based on factors such as the property’s market value, your income, credit score, and repayment capacity. Lenders typically offer up to 70-80% of the property’s value.
What are the eligibility criteria for a home loan?
Eligibility criteria typically include factors such as age, income, credit score, employment status, and the property’s value. Specific requirements vary by lender.