Our Locations
LGF-5, RD City Centre, Railway Road, Hisar, Haryana
Call For Us
+91 83970 44041
Email For Us
info@suvidhafinance.in

Faqs

Frequently Asked Questions!

A top-up home loan lets you borrow extra funds on your existing home loan. You need a good repayment history and must meet Suvidha Finance's eligibility criteria to apply.

What services does Suvidha Finance Company offer?
Suvidha Finance Company specializes in providing home loans and loans against property (LAP). We also offer home loan balance transfers and top-up home loans to meet diverse financial needs.
How can I apply for a loan with Suvidha Finance Company?
You can apply for a loan by visiting our website, filling out the online application form, and submitting the required documents. Alternatively, you can visit our branch offices for in-person assistance.
What are the eligibility criteria for a home loan?
Eligibility criteria for a home loan include age (typically between 21 and 65 years), stable income, a good credit score, and employment stability. Specific requirements may vary based on the loan amount and terms.
How is the loan amount for a Loan Against Property (LAP) determined?
The loan amount for a LAP is determined based on the market value of the property, the applicant's income, and repayment capacity. Generally, you can borrow up to 60-70% of the property's market value.
What documents are required to apply for a home loan?
Required documents include proof of identity, address proof, age proof, bank statements for the last 6 months, salary slips (for salaried individuals), audited financial statements (for self-employed individuals), Form 16, income tax returns, and property documents.
What is the interest rate for home loans and LAP at Suvidha Finance?
Interest rates vary based on the loan type, tenure, and applicant’s profile. We offer competitive rates to ensure affordability. For the most current rates, please visit our website or contact our customer service team.